Which entity enters a Form A restriction when co-ownership is registered?

Which entity enters a Form A restriction when co-ownership is registered?

• A. HM Land Registry.
• B. The local council.
• C. The mortgage lender.
• D. The vendor.

Answer: (A)

Form A restriction is a protective measure placed on the title to land to safeguard the interests of someone with a beneficial or trust interest when property is owned by more than one person. When co-ownership is registered, the Land Registry records a Form A restriction on the title so that any future disposition (sale or transfer) cannot proceed without the consent of the person who holds the beneficial interest or the specified trustee. This recording is done by HM Land Registry, because they maintain the land register and are responsible for attaching restrictions to the title. The local council, mortgage lender, or vendor do not perform this registration; they may have other roles in the transaction, but the restriction itself is entered by the Land Registry.

Form A restriction is a protective measure placed on the title to land to safeguard the interests of someone with a beneficial or trust interest when property is owned by more than one person. When co-ownership is registered, the Land Registry records a Form A restriction on the title so that any future disposition (sale or transfer) cannot proceed without the consent of the person who holds the beneficial interest or the specified trustee. This recording is done by HM Land Registry, because they maintain the land register and are responsible for attaching restrictions to the title. The local council, mortgage lender, or vendor do not perform this registration; they may have other roles in the transaction, but the restriction itself is entered by the Land Registry.